The fintech app for small business
Not a broker. A fintech app that keeps working for better terms.
Apply once. Compare the offers you receive by amount, payment, financing cost and total payback. Then track fees, funding readiness and filing dates in the same app.
Five tabs. One clearer picture of your business.
Funding is one part of it. Capital Ally brings your requests, readiness, account activity and filing dates into one app.
- HomeWhat matters today
- FundingRequests and offers
- CreditReadiness and next steps
- MoneyFees and cash flow
- ProtectionFiling dates
Compare the whole deal. Not just the amount.
Review the offers you receive side by side, including amount, payment, financing cost and total payback. Capital Ally identifies the lowest cost, most cash and lowest monthly payment using the offers' own terms. These labels are not recommendations.
Explore funding options
Swipe horizontally to view more offer details.
Funding day isn't the finish line.
Your advisor can request a review of your financing terms every 90 days. The app also helps you explore early payoff options and plan which balances to tackle first.
See how it works- Rate review
- Every 90 days, your advisor requests a review of your terms. Changes depend on your lender.
- Early payoff
- Review estimated payoff amounts for selected dates, including applicable discounts and fees.
- Payoff plan
- See balances, payments and rates together, with a suggested order for paying them down.
Some after-financing tools are optional paid services. Availability and terms are shown in the app.
Catch the costs hiding in plain sight.
Connect your business bank securely through Plaid. Fee finder reviews account activity for fees and price changes each week, shows estimated annual costs and suggests what to examine next. View monthly cash flow alongside those findings.
Fee finder
Estimated annual costs
Cash flow
Money in and out
Know what to improve. Know what's coming.
Credit
Your funding readiness, and what to fix first.
A readiness score based on connected account activity, with suggested next steps. Not a credit score or lending decision.
Protection
Filing dates, kept in view.
Estimated state and federal filing dates for your business, with links to official information.
One request. One place to keep going.
- 01Check your eligibilityStart with a few questions about your business and financing needs. Checking eligibility does not affect your credit score.
- 02Connect your business accountIf requested, connect securely through Plaid so relevant account information can be reviewed.
- 03Review any offers you receiveCompare available offers in the app by amount, payment, financing cost and total payback.
Questions worth asking.
Understand how offer comparisons work, what checking eligibility means, and how your connected business information is used.
See all FAQsHow does Capital Ally compare offers?
Each offer is shown with its amount, payment, what each dollar costs and the total payback, using the offer's own terms. The app labels the lowest cost, the most cash and the lowest payment. Labels highlight specific figures; amounts and repayment structures can differ, and a label is not a recommendation. A lender may pay Capital Ally a fee when financing closes; what a lender pays us does not decide which offers receive those labels.
Does checking eligibility affect my credit?
No. Capital Ally does not check your credit. Lenders reviewing a request you submit may use a soft credit inquiry, which does not affect your score, and a lender may ask for your permission before a hard credit check.
What happens when I connect my business bank?
You connect through Plaid, so we never see your bank login. We use your transactions and statements to show your numbers, find fees and review your funding request. Your statements go only to the lenders reviewing a request you submit, and deleting your account disconnects your bank.
Capital Ally
Your next financial decision deserves a clearer view.
Start with an eligibility check. Review the offers you receive and use the app to understand your financial picture and next steps.